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Wednesday, January 14, 2009
Wednesday, January 7, 2009
Tuesday, August 5, 2008
Moms at Home & Work at Home Moms
What Attachment Parenting Is -- The 7 Baby B's: Read what attachment parenting is all about from Dr. Sears' website.
Home-Based Working Moms: National association for mothers and fathers who currently work at home, or would like to. Provides members with support & info.
Mothers at Home: Welcome Home monthly publication. A great site for support!
S.A.H.M./Motherhood Network (Stay-at-Home): Newsletter!
Stay at Home Parents: A great resource for stay at home parents.
The Entrepreneurial Parent: Visit this site for information, support, and connections!
Work at Home Moms: Online magazine for work at home moms.
Thursday, July 17, 2008
CAN YOU AFFORD TO STAY HOME?
A few years ago, after the birth of our second child, my husband and I were trying to decide whether or not it would be possible for me to stay home.
At first we thought that since we were just about breaking even, there was no way we could ever make it happen. But when we decided to actually put pen to paper and calculate our bottom line with and without my salary, we were quite surprised.
What we found was that it was actually costing us to have both of us working.
While that may not be the case for everyone, you may find that the second salary brings in much, much less than you think it does.
According to Jan MacGregor, a financial consultant and former analyst, “There are people out there who are expecting to be able to meet their bills better(after they re-enter the work force) and never realize they are either working for a loss or for something like $4,000 a year (after expenses).”
That may seem hard to believe, but if you consider the many “hidden” expenses of a two-income household it is often the case.
There are, of course, the obvious expenses such as child care and commuting costs. Some of the hidden expenses are the money spent on lunches, more take-out and convenience food for dinner, dry cleaning bills professional clothing. There can be higher medical costs due to increased exposure to illnesses for children who are in daycare.
Many families hire a housekeeper or gardener to keep up on the household work that they don’t have the time to do.
A significant factor is your taxable income. A second salary can push your taxable income into a higher tax bracket.
While the tax issue in and of itself does not eat up the entire second salary, when you add in all the other expenses of a two income family, you might find that it’s not worth it to have both parents working.
Here is a link to MacGregor’s cost of living chart that uses a second salary of $40,000 as an example: http://cnnfn.com/1999/02/22/life/q_income/chart.jpg
If you are considering having one parent stay at home, the best thing to do is to actually calculate your income and expenses, taking into consideration the difference in taxation. You may find that you can in fact afford to stay home with your kids.
About the Author: Sharon Davis is the Mother of two girls, the owner of www.2Work-At-Home.Com and the Editor of the site's monthly ezine, America's Home. In her spare time she reminisces about what it was like to have spare time.
Subscribe to her free ezine, by sending a blank email to mailto:workathome2-subscribe@listbot.com
Tuesday, October 30, 2007
Moms Issues - Work from Home Moms
Because Mom Works at Home...
By Charlotte Hopkins
It's a hollow feeling for a child when they come home from school, excited to tell the events of the day and the person waiting for them is the babysitter. It's worse yet when there's no one waiting at all. Parents may not know the significance of how the substitute teacher did everything wrong or how funny it was that their child's friend spit chocolate milk onto the cafeteria table because they laughed so hard. However, these are stories that your child wants to share with you. A babysitter's attention can't take the place of mom's. It means more to the child that that their mother is there to listen. Yes, there may be times when you need that babysitter but at those crucial moments it should be mom that's there. Days add up to months, months add up to years. One day you’ll look back: will your child’s development years have been spent mostly with others, or with you?
For all your child’s developmental milestones and crucial turning points, were you there?
A child needs a secure, consistent, solid foundation to build their life upon and mothers want to be able to provide that for them. It is important to your child's emotional development and self esteem when mom is there to give even 30 minutes of attention to them when they get home from school. If you work at home and are working at the time your child arrives home from school; take at least a 30 minute break and give that time to your child. Whether they are 6 years old or 16 years old, it makes world of difference. When you have that extra time to acknowledge that they had a test in Science that day and you want to know how they performed it makes a big difference in how they will apply themselves. It encourages them to study harder. If you don't show interest in their school then they will feel that it must not be important after all, then they may stop trying. Extra curricular activities are also important for children, whether it's a dance class, a sport, or the newspaper club. They teach children how to relate to their peers, how to work as a team and how to fill their time with valuable activities. Children are more interested in participating in these when mom is in stands to cheer them on or there to provide those all important "taxi" rides. Believe it or not some of the conversations you will cherish the most are those chats in the car, to and from their activities. It's always important when you are able to participate with them. If you’re a work at home mom or a stay at home mom you’re lucky: you can be the mom who keeps score at games, helps to design the set for school plays or brings bottles of water at the end of practices. You can be the mom you’ve always dreamed of. Working from home gives you the chance to do those jobs. Working from home lets you be there. They are small chores to us but it's important that your child knows that you care enough to give that extra attention. Because then they will care. Not to mention that it's an incredible self esteem booster.
Working at home also makes it possible to be available in the time of a crisis. A crisis to a child can be falling down on their way home from school, having a fight with a friend or something even more serious, such as, being physically ill or struggling in school. How frightening it must be to a child to feel you badly need your mom, and she’s not there.
Moms feel extra guilty when they are not able to give their children that attention. The solution to that dilemma is to work at home. This will enable you to have that extra time to give to your child when they arrive home from school. When you work for yourself you can make your schedule flexible to fit around your child's needs.
Working at home can also be an educational lesson for your children. Make a set schedule for your work hours and explain to your children about why you have those set hours. Let them know that other people are counting on your services. That they rely on you being there on time everyday and completing the work that you guaranteed to do. Let them see that even though you work at home you still wake up early and on time every day. That you still brush your hair and get dressed in the morning and that you take your work seriously. If you don't take it seriously then neither will your children. Show them proper work etiquette that they will remember when they become adults. Let them see that you act in a professional manner towards your peers and clients and that you give 100% effort to your job. They will carry those lessons on when they are adults in the work place. Children are a product of their environment and you are their role model.
The difference between our children "achieving" or "just not trying" is that extra time that we provide for them when they are young and that example that we set for them. It's not that you have to be there every moment of the day. It's that you are there at those moments when it counts the most - before and after school, at their extra curricular activities and in the time of a crisis.
http://www.jobsformoms.com/because_mom_works_at_home.htm
Work-at-Home-Moms
One of the biggest decisions a new mother faces is whether to stay home with her children or work outside the home. If she takes outside work, she faces separation from her child and the expense of a caregiver. If she stays home, she loses income and the stimulation of challenges in the workplace.
To find a compromise, many women are working at home. This option has its own joys and challenges. The Family Corner’s Making The Transition From Working Outside To Inside The Home is a first-hand account of one woman’s first year as a work-at-home mom (or WAHM).
Another mother offers the benefit of her experience in Baby Zone’s Catching the WAHM Wave. The first step to becoming a work-at-home mother is finding the right situation. Some women take advantage of their career skills and become consultants. Others telecommute to a job. Some develop freelance careers with writing or designing skills. An entrepreneurial new mother might start a home-based business. To be successful, you must figure out which arena will best fit your skills and temperament.
So You Wanna Be A WAHM? can help you decide if working at home is right for you. The article offers ideas for businesses and online support. Money Making Mommy has many ideas for earning an income from home. By subscribing to the MMM Weekly Ezine you can read the job listings before they are posted on the Web site.
Once you’ve found your niche, there are new challenges. Working at home deprives a mother of the benefits of office work, such as a relationship with a mentor, networking and a circle of supportive peers. Other concerns include publicizing your venture, obtaining advice on taxes, insurance and legal issues and fitting your work and home responsibilities into a 24-hour day.
The following sites can help with the challenges work-at-home mothers face:
- WAHM.com
This online magazine handpicks the best job listings and links to job finding services. You’ll also find helpful articles, ideas for businesses, discussion boards, chats and a weekly e-mail newsletter. - Home-Based Working Moms
Find networking opportunities, helpful calculators, insurance and tax information. The Mom’s Assistant offers a weekly menu and money-saving tips. - Bizy Moms.com
This site focuses on entrepreneurial ideas and opportunities. Chat with other entrepreneurs and advertise your business. - Dear Mom: Don’t Lose Yourself!
This article offers survival tips for new mothers. - Moms Network
Offers the tools and resources WAHMs need to balance their work and family lives. Moms Network features ideas for home-based businesses, job searches and insurance information, as well as several sections geared toward family issues.
— Julia Walker
Source: http://www.employmentspot.com/employment-articles/work-at-home-moms-balance-motherhood-career/
Opportunities to work from home along with resources for your
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